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CIRCULATED Currency RATING SYSTEM has NO MINT STATE GRADING SYSTEM
Small Circulated Notes 1928 and younger GRADING System       Large & other Circulated Notes 1927 and Older GRADING System  
Over all condition (this is where experience comes in) He or she looks at the entire NOTE & give it your best estimate.  Yes, this is a JUDGEMENT CALL 20     Over all condition (this is where experience comes in) He or she looks at the entire NOTE & give it your best estimate.  Yes, this is a JUDGEMENT CALL 20
Looks at the condition of the Corners:  rounded corner?  judgement call  5     Looks at the condition of the Corners:  rounded corner?  judgement call  5
Looks for any Tears:  any tears!  NONE are allowed-- edge tears 4:  into the design 3:  half 2:  through 1: 5     Looks for any Tears:  any tears!  NONE are allowed-- edge tears 4:  into the design 3:  half 2:  through 1: 5
Ink/Pencil marks are not good but they were the way Banks worked! If ink/pencil not erased grade 9:  Grade 8: 7: 6: based on how big it is:   2 or more ink/pencil writing grade 5: 4: 3: 2: 1:  Judgement Call!  You decide. 10     Ink/Pencil marks are not good but they were conditions at Banks!  If ink/pencil was not erased grade 9:  Grade 8: 7: 6: based on how big ink is:   2 or more ink/pencil writing grade 5: 4: 3: 2: 1:   if there is a Signature deduct NOTHING!  Judgement Call!  You decide. 10
Looks for Pressed/Ironed:  If a note is pressed to remove CRINKLES it deserves a lower score unless it doesn't affect the design.  It's part of Handling.  If it's excessive grade 5 or lower 5     Looks for Pressed/Ironed:  If a note is pressed to remove CRINKLES it deserves a lower score unless it doesn't affect the design.  It's part of Handling.  If it's excessive grade 5 or lower 5
HOLES or Missing pieces None are allowed:   staple Holes= 9  2 staple hole=7  other holes=5  Light Crinkles ok:  Heavy Crinkles lower grade:  10     HOLES: Staple Holes= 9:  2 pairs of staple hole=8: 3 pairs of Staple holes=7: other holes=5  Light Crinkles ok:  Heavy Crinkles lower grade:  10
Looks at COLOR of the note:  not washed;  damaged:  excessive stain (whatever) is important:  You decide!  10     Looks at COLOR of the note:  not washed;  slightly damaged grade=9:  Worn=7:  excessive stain (whatever) is important:  You decide!  10
Looks at Dirt:  Ask the question, "is it dirty or is it an ink smeared?"  You are judging DIRTY not wear 5     Looks at Dirt:  Ask the question, "is it dirty or is it an ink smeared?"  You are judging DIRTY not wear.  5
 Ink smears:  Of the design itself.  You jude the degree, you only get 5 points: 5      Ink smears:  Of the design itself.  You jude the degree, you only get 5 points: Remember the Ink never dries! 5
Stains:  all kinds of stains!  Corner gets a 9 :  2 corners gets an  8:   1/4 get a 7:   1/2 gets a 6:     all gets a 3 -0: 10     Stains:  all kinds of stains!  Corner gets a 9 :  2 corners gets an  8:   1/4 get a 7:   1/2 gets a 6:     all gets a 3 -0: 10
Always Grade Both sides of a note:  Is the design in the Middle?  5     Holes:  How many?  Staples?   Worn?  Bullet?  Etc. 10
FOLDS:  Horizontal or Vertical:  1 light fold=9   1 Heavy Fold=8  3 light folds=7  3 Heavy folds=5  Both directions= 4-3-2-1 as long as it's not torn. 10     FOLDS:  Horizontal or Vertical:  1 light fold=9   1 Heavy Fold=8  3 light folds=7  3 Heavy folds=5  Both directions= 4-3-2-1 as long as it's not torn. 5
Total 100     Total 100